{"id":11043,"date":"2026-02-20T08:17:00","date_gmt":"2026-02-20T08:17:00","guid":{"rendered":"https:\/\/balinca.com\/?p=11043"},"modified":"2026-03-12T08:46:28","modified_gmt":"2026-03-12T08:46:28","slug":"%d9%84%d9%85%d8%a7%d8%b0%d8%a7-%d8%a3%d8%b5%d8%a8%d8%ad-%d8%a7%d9%84%d8%a7%d9%85%d8%a7%d9%86-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a-%d8%a3%d9%88%d9%84%d9%88%d9%8a%d8%a9-%d9%84%d8%af%d9%89-%d8%a7%d9%84","status":"publish","type":"post","link":"https:\/\/balinca.com\/ar\/%d9%84%d9%85%d8%a7%d8%b0%d8%a7-%d8%a3%d8%b5%d8%a8%d8%ad-%d8%a7%d9%84%d8%a7%d9%85%d8%a7%d9%86-%d8%a7%d9%84%d9%85%d8%a7%d9%84%d9%8a-%d8%a3%d9%88%d9%84%d9%88%d9%8a%d8%a9-%d9%84%d8%af%d9%89-%d8%a7%d9%84\/","title":{"rendered":"\u0644\u0645\u0627\u0630\u0627 \u0623\u0635\u0628\u062d \u0627\u0644\u0627\u0645\u0627\u0646 \u0627\u0644\u0645\u0627\u0644\u064a \u0623\u0648\u0644\u0648\u064a\u0629 \u0644\u062f\u0649 \u0627\u0644\u0642\u0627\u062f\u0629 \u0627\u0644\u064a\u0648\u0645\u061f"},"content":{"rendered":"\n

<\/a><\/p>\n\n\n\n

Money, Mindset, and Mental Health<\/strong><\/h2>\n\n\n\n

By Shereen Tawfiq, Co-Founder & CEO, BALINCA<\/strong><\/p>\n\n\n\n

Money is one of the most significant sources of stress in people\u2019s lives, yet it remains one of the least openly discussed topics in the workplace. While organisations increasingly prioritise mental health, wellbeing, and psychological safety, financial wellbeing is often left out of the conversation, despite its direct impact on confidence, performance, and decision-making.<\/p>\n\n\n\n

At BALINCA, where we work closely with individuals and organisations across the MENA region, we see daily evidence that money is not just a financial issue. It is deeply emotional. It shapes how people show up at work, how they make decisions, and how secure they feel about the future.<\/p>\n\n\n\n

The silent weight of money stress<\/h2>\n\n\n\n

In a recent BALINCA survey conducted in Saudi Arabia, we asked a simple but revealing question: How does money make you feel?<\/em><\/p>\n\n\n\n

The results were striking.<\/p>\n\n\n\n

Only 3.2%<\/strong> of respondents said they never feel anxious about money. Nearly 97%<\/strong> reported experiencing some level of financial worry, regardless of income, role, or education level. This suggests that financial stress is not confined to any one demographic. It is widespread, and often invisible.<\/p>\n\n\n\n

Employees may appear engaged and productive on the surface, while privately carrying anxiety about savings, debt, or long-term security. This silent pressure has a cumulative effect. When financial stress goes unaddressed, it can erode focus, resilience, and emotional wellbeing.<\/p>\n\n\n\n

Confidence, mental health, and performance are closely linked<\/h2>\n\n\n\n

The same research revealed that nearly 80%<\/strong> of respondents believe money directly affects their mental health. Yet confidence in managing money remains low. Only 10.5%<\/strong> said they feel very confident in their financial decision-making, while 21.1%<\/strong> admitted they simply do not know how confident they feel.<\/p>\n\n\n\n

This lack of confidence is rarely about capability or intelligence. More often, it reflects a lack of education, tools, and safe spaces to learn. Money becomes a source of quiet stress that people carry into meetings, relationships, and major life decisions.<\/p>\n\n\n\n

Why financial wellbeing is becoming a leadership issue<\/h2>\n\n\n\n

Historically, money has been treated as a private matter, separate from organisational responsibility. That boundary is increasingly blurred.<\/p>\n\n\n\n

As leaders focus more deliberately on wellbeing, inclusion, and sustainable performance, there is growing recognition that financial stress directly affects engagement and productivity. People who feel out of control financially are less likely to take risks, ask questions, negotiate, or pursue new opportunities. Over time, this impacts confidence, innovation, and retention.<\/p>\n\n\n\n

Financial wellbeing is therefore shifting from a \u201cnice to have\u201d benefit to a strategic leadership consideration.<\/p>\n\n\n\n

Moving beyond education to empowerment<\/h2>\n\n\n\n

Traditional financial education often focuses on information alone: budgets, savings, or investment basics. While important, information by itself is not enough.<\/p>\n\n\n\n

Our research and experience show that behaviour, mindset, and emotional responses to money play an equally important role. Effective financial wellbeing initiatives address:<\/p>\n\n\n\n